Can Americans Really Depend on Social Security?

In 1935 the government passed Social Security into law setting up a government managed retirement plan for the majority of US workers. To fund the plan, they passed the Federal Insurance Contribution Act (FICA). The law mandates that employers withhold a portion of the worker’s salary (contribution) and requires the employer to match the contribution. It was sold to the […]

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This Is Already A Great Christmas

I almost gave up! I wanted to write something positive in my pre-Christmas column. Who wants to read about politics, terrorist incidents or the latest in the Federal Reserve saga at Christmas time? I sure don’t. I was considering a one-sentence column wishing everyone Merry Christmas and Happy Holidays (to be politically correct). Then it happened! Getting ready for my […]

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Open Letter to President-Elect Donald Trump

Dear Mr. President-Elect, I have followed the media’s daily melodrama of your activities. You’ve had discussions with politicians, business leaders, movie stars and other members of the establishment. I write a weekly newsletter directed toward baby boomers and retirees who are struggling. When the government instituted their Zero Interest Rate Policy, several trillion dollars in interest that would have been […]

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