Retirement Investing – Picking the Lesser of the Evils

When the Federal Reserve bailed out the banks, interest rates hit historic lows. Safe, good yielding fixed income investments disappeared. Investors were forced to put more of their capital at risk to earn a decent return. A recent article by Matthew Kerkhoff in the Dow Theory Letters titled, “Where Did TINA Go?” grabbed my attention. The bailouts began almost a […]

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What’s International Diversification All About?

Thank you to all the readers who responded to my recent article, “Diversification, what are you trying to accomplish?” Diversification is a hedge to protect your nest egg from catastrophic risks, including desperate governments and high inflation. Readers asked for more information about my remark, “How does an investor hedge against inflation? Hold money in different currencies – outside the […]

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Diversification, what are you trying to accomplish?

“I’m no longer trying to get rich. I’m trying to keep from getting poor!” …uttered by millions… Friend Courtenay W. referenced recent articles where Chuck Butler and I emphasized diversification. He made a great suggestion, “You should explain what you mean – diversification means different things to different people.” I visited several mutual fund companies’ booths at The Money Show. […]

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Buying Illinois Debt – BOLD or Bad?

The Illinois debt saga continues. The state operated without a budget since 2015. In June, just before their fiscal year end, both S&P and Moody’s downgraded Illinois’ credit rating to one level above “junk bond” status. Moody’s said: “Legislative gridlock has sidetracked efforts not only to address pension needs but also to achieve fiscal balance, allowing a backlog of bills […]

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