Retirement Investing – Picking the Lesser of the Evils

When the Federal Reserve bailed out the banks, interest rates hit historic lows. Safe, good yielding fixed income investments disappeared. Investors were forced to put more of their capital at risk to earn a decent return. A recent article by Matthew Kerkhoff in the Dow Theory Letters titled, “Where Did TINA Go?” grabbed my attention. The bailouts began almost a […]

» Read more

What’s International Diversification All About?

Thank you to all the readers who responded to my recent article, “Diversification, what are you trying to accomplish?” Diversification is a hedge to protect your nest egg from catastrophic risks, including desperate governments and high inflation. Readers asked for more information about my remark, “How does an investor hedge against inflation? Hold money in different currencies – outside the […]

» Read more

Diversification, what are you trying to accomplish?

“I’m no longer trying to get rich. I’m trying to keep from getting poor!” …uttered by millions… Friend Courtenay W. referenced recent articles where Chuck Butler and I emphasized diversification. He made a great suggestion, “You should explain what you mean – diversification means different things to different people.” I visited several mutual fund companies’ booths at The Money Show. […]

» Read more

If all you have is a hammer, everything looks like a nail!

Seniors, savers, baby boomers and retirees are constantly bombarded with financial information written by those wishing to sell their products or services. The readers are prospective nails; and the authors tout their particular hammer as the best solution to your financial challenges. Many have been credited for the above quote, including Mark Twain and Abraham Maslow. I prefer to use […]

» Read more

How Can A Company Give Away Their Product And Be Worth Billions?

In 2016, Facebook (FB) earned over $10 billion, while seemingly giving away their product. FB’s sales averaged almost 50% growth over the last 5 years. The current stock price tops $150/share – the market values the company in excess of $425 billion. That’s pretty heavy lifting for a company that went public just five years ago. Tech stocks mentality Investors […]

» Read more

Games People Play

The games played by corporate America put Houdini to shame. Their illusions exclude the warning, “Don’t try this at home”, nor is it for entertainment purposes only. Corporate America and Wall Street encourage investors to buy overpriced stocks, while executives collect bonuses for lousy performance. Looking behind the curtain Generally Accepted Accounting Principles (GAAP) versus adjusted earnings. Many play this […]

» Read more
1 2 3 4 5