50,000 Shades of Grey

I was at good friend David V’s house watching a ball game. Between innings we saw two commercials. The first told viewers why they should vote for the incumbent governor, touting his accomplishments and describing him as a “fiscal conservative”. Immediately following was his political opponent, touting his wasteful spending, squandering away a budget surplus and calling him “fiscally irresponsible”. […]

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Big Brother’s Bank Bailouts Bankrupting Baby Boomers

In 2008, almost overnight, Americans were told the economic system was on the verge of collapse and needed a one-time bailout. Congress quickly passed the Troubled Assets Relief Program (TARP). Interest rates dropped to historic lows. This was to jump-start the economy and interest rates would quickly return to normal. Eight years, and several bailouts later, we still have historically […]

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ROMEO Brothers Know Best

One of the first groups I joined in AZ was a ROMEO Club (Retired Old Men Eating Out). Much like my ROMEO friends in Illinois, these guys were real-world hard working businessmen, thoroughly indoctrinated in the school of hard knocks with advanced degrees in common sense. Fostering economic recovery? Since the 2008 market crash our government, led by woefully misguided […]

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I don’t have time to plan – I’m too busy

I hung up the phone and shook my head. I have a good friend (I’ll call him Joe) who talks with me about his retirement fears. He’s in his peak earning and expense years with children getting ready for college. He’s diligent about making his 401 (k) contributions although he is not contributing the maximum. As always, I suggest he […]

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Pepsi Cola Hits the Spot?

As a night school student, I was an accounting manager for a national company. I took a sick day and my punishment was a promotion to credit manager. I hated it! The sales department wanted sales and my performance was based on minimizing credit losses. The tools I had to work with were archaic compared to today’s standards. My decisions […]

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