Annuities – Risk and Reward

A decade ago I believed annuities were for rich people, the average person probably doesn’t need them. Investing through an insurance company is generally expensive. What do retirees need from their retirement plan? Whether you have a pension, 401k, IRA or a combination, most people say they want “guaranteed income” for the rest of their life. When you unpack that […]

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Understanding Debt

Remember when pundits suggested the way to get rich quick was to use “Other People’s Money” (OPM)? They pointed to real estate empires and stock market success resulting from investors leveraging debt to accumulate wealth. It’s not as easy as it sounds. I moved to Atlanta during the cable TV boom. Several friends worked for Scientific Atlanta, an innovator in […]

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America The Beautiful!

I’m grinning like a Jack in the box clown today. I haven’t felt this good in a long time. I’ll be doggone if I will let anything change my mood. When you are done reading, I’m hoping you feel the same way. In 2016, I was bummed out. The negative political crap from the election left much of the country […]

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