There is much truth and humor in Facebook wisdom…. Hardly a day goes by without my wife raising her voice about inflation and skyrocketing prices. Without realizing it I’ve probably tuned it out…. Not anymore! Last weekend she roped me into helping her clean out the kitchen and pantry. Every can, bottle, box, or tube past the expiration date got […]
» Read moreWhen it comes to guarantees, don’t assume anything! A guarantee is a promise or assurance. While a written contractual guarantee strengthens your legal position, it’s only as solid as the person, government, company, insurer and court system standing behind it. In our article “How Good Is Your Comfortable Retirement Guarantee?”, I assumed some investments were guaranteed, safe and worry-free; I […]
» Read moreA decade ago I believed annuities were for rich people, the average person probably doesn’t need them. Investing through an insurance company is generally expensive. What do retirees need from their retirement plan? Whether you have a pension, 401k, IRA or a combination, most people say they want “guaranteed income” for the rest of their life. When you unpack that […]
» Read moreWhat if you discover you bought the wrong annuity? What if the projected income falls short of the estimates? Can you get out of the contract? The response to our special report, Miller On The Money Annuity Guide was terrific. The most common response was readers wishing they had read the report years ago – before they bought their first […]
» Read moreMr. Buffett is giving seniors and savers bad advice. “Diversification is protection against ignorance. It makes little sense if you know what you are doing.” – Warren Buffett. The Buffet theory acknowledges risk is mitigated by sector gains offsetting sector losses; however the opposite is also true – sector losses offset sector gains and reduces returns. His is willing to […]
» Read moreSomething is going on around me. I can sense it, I can feel it, but I can’t put my finger on it! I just know it… Having moved several times, I believe it takes a year for people to settle into their new environment. The first year is spent unpacking, finding new doctors, friends, stores and feathering the nest. Jo […]
» Read more