Knock! Knock! Is Anybody Listening?

Subscriber Robert G. sent me an eye-opening article, Americans say they need $1.2 million to retire comfortably, survey finds — but many expect to fall short. My grandfather would grin and say, “Things that don’t change, remain the same.” Whenever I chided my elders, “Why didn’t you warn me?” their response was, “We did, and you didn’t listen.” As an […]

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Bye-bye, Miss American Pie, Drove my Chevy to the Trezree, but the Money was Dry…

Recently both houses of Congress introduced worthless resolutions regarding debt and spending. The Senate unanimously approved a resolution calling the debt ‘a threat to the national security of the United States’ and calling expected future budget deficits ‘unsustainable, irresponsible, and dangerous.’ In January, the House of Representatives introduced House Resolution 981, suggesting the “United States should reduce and maintain the […]

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Best of Dennis – Inflation And Common Sense

Best of Dennis… Dennis is taking a short break but will be back next week. In the meantime, we’re revisiting this August 8, 2024, article on the fundamental mechanics of inflation. With the Federal Reserve meeting this week to address persistent price volatility, this straightforward logic on protecting purchasing power is a timely reminder of how to stay grounded.   […]

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Best of Dennis – Protecting Our Life Savings In Turbulent Times

Best of Dennis… Dennis is taking a short break to enjoy some time off, but will be back to writing soon. In the meantime, we’re revisiting this article from February 13, 2025 on protecting a lifetime of savings from market instability. With the recent fluctuations in inflation and energy costs, Dennis’s focus here on long-term capital preservation is timely.   […]

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News, Noise & Nonsense!

We live in amazing times! A simple press of a tv remote immediately provides thousands of viewing options. Competition between 24-hour news networks is fierce. Each appeal to a particular demographic and news quickly morphs into noise & nonsense. Not satisfied reporting events, they immediately offer their politically biased perspective. The president does something and conservative and liberal commentators immediately […]

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Instruments Or Instincts – Take Your Pick!

Survival is a basic instinct. Continuing to exist in a comfortable environment is much more than food, clothing and shelter. The primary concern of a politician is political survival, getting re-elected. Political survival overshadows doing what is right for their constituents. We’ve recently seen evidence of elected officials, aware of billions in fraud, but doing nothing for fear of alienating […]

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In My Day, Things Were Different – Why???

Grandparents know lecturing grandchildren about “In my day” is greeted with eyes rolling, “Here we go again!” “Yeah, I know grandpa, you walked a mile to school every day and it was uphill both ways….” Friend Henry M. sent a Thanksgiving greeting with an interesting note: (Paraphrasing) “I’m worn out hearing people moan, ‘Our grandparents could buy a house on […]

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Best of Dennis – The Worldwide Inflation Dilemma

Best of Dennis… As Dennis and Jo are taking some time off to settle into their new home, we’re revisiting this June 15, 2023 article. Though written two years ago, its message still rings true, especially as the 2026 Social Security COLA approaches and retirees on fixed incomes feel the squeeze from persistent inflation.   Inflation is increasing prices and […]

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