Financial Repression – Screwing All Generations

Several customers were sitting on a crowded bench waiting to pick up their pizza. The senior gentleman next to me complained about inflation driving up pizza prices. The young man next to him chimed in. He’s a recent college graduate, and started a new job earning $50,000. He lamented, rents are “outrageous, he has a car payment, student loan payments, […]

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The Generation X Retirement Report Card Is Scary!

Early Generation Xers (1965-1980), age 58, are nearing retirement, while the younger (43) folks are turning the corner into their peak earning years. The National Institute on Retirement Security report “The Forgotten Generation: Generation X Approaches Retirement” indicates the majority are FAILING to save anything close to enough to retire comfortably. Even with 401k programs available their entire careers, most […]

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Forget Comfort Zones – You Must Dare To Be Different!

My invitations to be the commencement speaker from the prestigious academic shrines must have been lost in cyberspace; so, I will share my thoughts for the graduates from my personal podium. Congratulations to the class of 2023. Today is the day to celebrate your academic success, leave your educational cocoon, grow your wings and move toward adulthood. Commencement addresses are […]

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“I Don’t Know What I Want To Do!”

I asked my 18-year-old grandson Braidyn about college. He was visibly frustrated; “Grandpa, I don’t know what I want to do, or where I want to go.” He’s college material, National Honor Society, excellent people skills, and a great work ethic. He’s an accomplished welder, with an excellent-paying job waiting for him upon graduation – should he want it. Part […]

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Commencement Address To The Graduating Class Of 2020

Congratulations graduates, you have worked hard and should be celebrating your academic success. Don’t allow a temporary setback to dampen your spirits! Whether you are graduating from college, high school, grade school or something else, my message is the same. Last year a reader sent me, “We Are What We Choose”. It’s the remarks by then 46-year-old Jeff Bezos (billionaire […]

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