Grandson Brock worked two summer jobs and made a hefty deposit into his savings account. This is money he earned and is taking an active role in learning about investing to make it grow. When asked to define investing, he responded, “Not spending your money; using it to earn more money.” Webster says: – “To commit (money) in order to […]
» Read moreSubscriber Robert G. sent me an eye-opening article, Americans say they need $1.2 million to retire comfortably, survey finds — but many expect to fall short. My grandfather would grin and say, “Things that don’t change, remain the same.” Whenever I chided my elders, “Why didn’t you warn me?” their response was, “We did, and you didn’t listen.” As an […]
» Read moreIs anything left “As good as gold?” Language humanities explains: “Gold has been exchanged as a form of currency for thousands of years. …. The metal has also been used to bring value to a nation’s currency, a practice known as the gold standard. Many forms of money, including the American dollar, were originally valued by how much gold they […]
» Read moreZerohedge grabbed my attention, “Terrible 2Y Auction: Biggest Tail in 3 years, Dealers Highest Since 2022”: “We were wondering how long before the lack of disposable cash hits US debt. We got the answer today…when we got the results of today’s $69 billion 2Year bond auction. In a nutshell, it was terrible. The auction priced at a high yield of […]
» Read moreSurvival is a basic instinct. Continuing to exist in a comfortable environment is much more than food, clothing and shelter. The primary concern of a politician is political survival, getting re-elected. Political survival overshadows doing what is right for their constituents. We’ve recently seen evidence of elected officials, aware of billions in fraud, but doing nothing for fear of alienating […]
» Read moreWe recently moved to The Villages, Florida – the largest, active adult retirement community in the world. Nearly 150,000 people occupying almost 57 square miles of land, double the size of Manhattan. The daily paper is full of large advertisements offering a “free lunch” in exchange for listening to a vendor’s presentation. Between cremation services, audiologists and financial planners, we […]
» Read moreSilver prices have gone nuts! Last year silver prices jumped 144%, closing at $70.13/oz. On January 28, 2026 it closed at $114.09. In less than a month it has jumped almost 63%. Two days later it dropped 26%. We recently explained how the Chinese government has changed the rules of the market. Charlie Garcia, founder of the exclusive R360 club […]
» Read moreNew Year’s Day – 2026. I opened Quicken and tallied the final 2025 numbers; we had a terrific year! Soaring precious metals prices were the main contributor. The silver surprise…. Last year we celebrated a 21% increase. In 2025 the price surged 150%. (Graph courtesy of Bullionstar) I took a deep breath; too much, too fast. Euphoria, confusion, uncharted waters […]
» Read moreAlice O’Connor, using her pen name Ayn Rand, was a Russian-born American writer and philosopher. She is credited with explaining, “You can choose to ignore reality; but you cannot ignore the consequences of ignoring reality.” If only it were that easy. In today’s world, with artificial intelligence, what is reality? The media lies, the government lies, our educational system is […]
» Read moreChuck Butler speaks highly of one of his mentors, Hy Minsky, often referring to a “Minsky Moment.” Corporate Financial Institute explains: “Minsky Moment – sudden collapse of the market following a long period of unsustainable speculative activity involving high debt amounts taken by investors.” Many were surprised when the Bureau of Labor Statistics revised the jobs numbers downward by almost […]
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