Retirement Jenga Killing the Dreams of Generations

Remember the American Dream? Get a good education, find a good job, own a home, raise your family and retire comfortably when you turn 65. Build a solid foundation when you were young and you would have a wonderful life. I recall many friends taking jobs as teachers, firemen, police officers, or working for Sears, United Airlines or Motorola that […]

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Witnessing History on the Deck of the Titanic

Does anyone believe that people standing on the deck of a sinking Titanic would be overcome by the emotion of “witnessing history”? I believe survival would be more appropriate. I opened my inbox and found MarketWatch and four other publications referencing a Bank of America Merrill Lynch (BOAML) report “Interest Rates at Lowest Level in 5,000 years”. CNBC goes one […]

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Brexit & lunch pails

The average American is likely more interested in the latest episode of Game of Thrones or how their favorite baseball team is doing. Why such a big deal about the Brits (Brexit) leaving the European Union (EU)? It’s important to understand why they voted to leave. This Europa website begins with a tribute to their “Founding Fathers”: “The…visionary leaders inspired […]

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50,000 Shades of Grey

I was at good friend David V’s house watching a ball game. Between innings we saw two commercials. The first told viewers why they should vote for the incumbent governor, touting his accomplishments and describing him as a “fiscal conservative”. Immediately following was his political opponent, touting his wasteful spending, squandering away a budget surplus and calling him “fiscally irresponsible”. […]

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Big Brother’s Bank Bailouts Bankrupting Baby Boomers

In 2008, almost overnight, Americans were told the economic system was on the verge of collapse and needed a one-time bailout. Congress quickly passed the Troubled Assets Relief Program (TARP). Interest rates dropped to historic lows. This was to jump-start the economy and interest rates would quickly return to normal. Eight years, and several bailouts later, we still have historically […]

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